CFiP’s Privacy Policy

Cornerstone Financial Planning, LLC (“CFiP”) understands that our relationships with current and prospective clients are built on integrity and trust. We are committed to protecting your privacy and maintaining the confidentiality of our relationship. We highly value the information you share and want you to understand what we collect, how we use it, and how we safeguard it.

Why We Collect Your Information

We collect information to:

• Design and implement the investment and financial planning services we provide
•  Comply with applicable federal and state laws and regulations

What Information We Collect and Maintain

We may collect the following types of “nonpublic personal information”:

• Information from meetings or consultations regarding your identity (e.g., name, contact
• information, Social Security number, date of birth, financial information)
• Information we generate to service your financial needs
• Information received from third parties in connection with the services we provide

What Information We Disclose

As permitted by law, we may disclose nonpublic personal information to unaffiliated third parties in certain circumstances, including:

1. Third parties assisting in servicing or managing your account(s) (e.g., sub-advisers,
   custodians, record keepers, attorneys);
2. Service providers supporting our operations (e.g., client management systems, archiving
   vendors, cloud providers);
3. Your authorized representative or power of attorney;
4. With your prior consent;
5. In connection with a proposed or actual sale, merger, or transfer of our business; and
6. As otherwise permitted under federal and/or state privacy laws.

We do not sell your personal information. Contact information, including phone numbers and email addresses, is not shared with third parties or affiliates for marketing or promotional purposes. If this policy is amended to allow disclosures beyond those permitted by law, clients will be given the opportunity to opt out.

How We Protect Your Personal Information

Access to client information is limited to those who need it to perform their duties. We maintain physical, electronic, and procedural safeguards to protect against unauthorized access, disclosure, or use. Arrangements with unaffiliated companies or independent contractors are subject to confidentiality agreements.

Former Clients

If we stop providing services to you, this Privacy Policy will continue to apply, and your nonpublic personal information will remain confidential. Records for former clients are retained as required by law.

Questions?

For questions about this privacy policy, please contact Daniel Huffman, Chief Compliance Officer, at 719-204-3965 or dan@cornerstonefiplanning.com.